iT Tigran Petrosyan

Tigran
Petrosyan

CFO · iGaming · BI & Automation · CFA Level I candidate

Finance executive specializing in payment processing and digital asset infrastructure. Twenty‑plus years building finance functions across multinational businesses — most recently in fintech, where speed, risk control, and operational visibility are business-critical.

Experience Get in touch
Tigran Petrosyan
20+
years in finance
$500M
revenue scope, prior group
2.5×
PSP volume growth in 9 months
60–70%
manual Excel work removed
01

About

Currently based in Armenia. Operational CFO in PSP — managing liquidity, reconciliations, rolling reserves, settlement cycles, multi-currency flows, and merchant economics.

I combine strategic finance with hands-on execution: developing dashboards for board reporting, automating reconciliations, and building high-trust internal controls from zero. I'm passionate about turning financial operations into a competitive advantage for payment companies — particularly those serving high-risk industries (betting, iGaming).

Exploring opportunities where I can drive scalability, financial discipline, and operational excellence in PSP and digital asset organizations.

Top skills

  • Chargebacks
  • Microsoft Power Query
  • Business Intelligence (BI)
  • Power BI / DAX
  • IFRS
  • Treasury & Liquidity
  • Reconciliation
  • Merchant Economics
  • Multi-currency Accounting
  • FX & Translation

Languages

  • EnglishProfessional working
  • RussianNative / bilingual
  • ArmenianNative / bilingual
  • SpanishLimited working

Certifications

  • Microsoft Power BI Data Analyst — PL-300
  • Microsoft Office Specialist: Excel Expert
  • Extract, Transform and Load Data in Power BI
  • Data Modeling in Power BI
  • CFA Level I — candidate
02

Experience

  1. Mar 2026 – Present Remote

    Chief Financial Officer

    NDA · iGaming

    Building IFRS-compliant management accounting infrastructure, financial reporting, PSP reconciliation, and treasury operations for a multi-entity iGaming business handling a multi-currency environment — both fiat and crypto.

  2. Jan 2023 – Present Remote 3 yr 5 mo

    Fractional CFO & Consultant

    iTigran.com — Consultancy Services

    Fractional CFO and finance-transformation services to early-stage fintech, PSP and digital-asset businesses.

    • Unit economics, pricing models, costing frameworks, and merchant profitability calculators.
    • Cash-flow planning and liquidity systems aligned with rolling settlement cycles.
    • Automating reconciliation, settlements, chargebacks and dispute processes for high-volume clients.
    • Implementation of BI dashboards (Power BI, Power Query) and analytics pipelines for real-time decisions.
    60–70%
    Manual Excel work eliminated via end-to-end finance automation.
    2.5×
    PSP processing volume in 9 months — treasury, settlement timing, routing redesign.
    15–20%
    Blended payment-cost reduction for high-risk merchants via fee benchmarking and smart routing.
  3. Sep 2025 – Mar 2026 Yerevan, Armenia 7 mo

    Operational CFO

    Payment Service Provider (NDA)

    Owned end-to-end operational finance, reconciliation, settlements and merchant economics in a high-volume, multi-provider PSP environment.

    • Daily operational and financial reporting for the largest merchant — transparency across volumes, balances and settlements, supporting growth from ~20% to ~65% of company turnover.
    • Full audit and reconciliation of balances across payout gateways, providers and merchants in Power BI — resolved discrepancies of ~9% of aggregated balances.
    • Designed and stabilized weekly merchant settlement processes aligned with provider settlement cycles.
    • Daily transaction-level reconciliation with providers via Power Query — drastically reduced manual work, enabled early issue detection.
    • Audited rolling reserves across merchants and providers, validating reserve logic and contractual compliance.
    • Structured chargeback and refund accounting and reporting.
    • Transaction cascading (routing) model with Power BI visualization — identified ~15% potential performance/economic uplift.
    • Led and scaled a finance & back-office team of 5, with 2 additional roles in active hiring.
  4. Oct 2013 – Oct 2022 Moscow 9 yr 1 mo

    Head of Finance

    Central Distribution Company

    Led the full finance function of a high-volume distribution group (3,000 employees, $500M revenue). Multi-entity budgeting, treasury and cash-flow management, financial control, and reporting across jurisdictions.

    • Scalable accounting, KPI systems, management dashboards, automated reporting across dozens of business units.
    • Internal audit, M&A support, investor reporting; multi-jurisdictional structures.
    • Zero-based budgeting implementation across two companies.
    • Private banking across Switzerland, UAE, Singapore, Hong Kong.
    $24M
    Safeguarded by prompt account openings during banking restrictions.
    −24%
    Tax burden reduction via new entity in a different jurisdiction (as-is / to-be analysis).
    $10M
    Investment loss averted — identified a critical error in an approved financial model.
    −29%
    Acquisition-cost reduction negotiated in an M&A transaction.
    +16%
    Project profitability uplift through strategic resolution of a corporate dispute.
    4 hubs
    Private banking accounts established across Switzerland, UAE, Singapore, Hong Kong.
  5. Nov 2007 – Apr 2011 Moscow 3 yr 6 mo

    Head of Financial Department · CFO

    KOLMAR Coal Mining Holding

    Built the finance department from the ground up; operational finance across production, logistics, and international sales.

    • Data-driven budgeting and performance models, working-capital optimization, external financing negotiation.
    • Automated controls and reporting; supervised due diligence across the group.
  6. Jan 2005 – May 2006 Moscow 1 yr 5 mo

    Financial Controller

    Fabris Investment Company
    • Management accounting system; budgeting from scratch (CFB, IEB, forecast balance sheet for the group).
    • Consolidated reporting for Russian and foreign companies across projects.
    • Project economic-efficiency evaluation; tax-optimized financial schemes.
  7. Sep 2002 – Dec 2004 Moscow 2 yr 4 mo

    Senior Financial Controller

    Mango Telecom
    • Management accounting methodology; integration with billing-system data.
    • Management-accounting automation on 1C; CFB, IEB and forecast balances.
    • Cash-flow management; profitability assessment of completed investment projects.

Education

  • Moscow State University Postgraduate · Accounting and Business / Management · 2002–2004
  • Moscow State University Master's · Accounting and Business / Management · 2000–2002
  • Moscow State University Bachelor's · Economics · 1997–2000
  • Yerevan State University Bachelor's (unfinished) · Economics · 1995–1997
03

Let's talk.

Open to fractional CFO engagements, advisory work, and full-time opportunities with EU companies. Particularly interested in PSP, iGaming, and digital-asset organizations.

Email [email protected] LinkedIn Tigran Petrosyan